Now that we have talked a few different ways that you can drive safer, let’s go ahead and talk about a few things that you should be aware of.  First and foremost, the other cars.  Honestly, you are not the only person on the road and while you might be driving safely, you might be the only one driving safe.

Next, you want to be aware of the weather – which is something that a lot of people aren’t aware of.  For example, making sure that if it is raining or snowing, you slow down and really, really pay attention to everything that is happening on the road.

Driving safely is not difficult, you just need to make sure that you keep your eyes on the road and your attention focused.

Driving safer is not something that is all that easy in the beginning, especially if you are a very, very aggressive driver.  However, it is something that you can change about your driving style, you might not be able to do it yourself though – keep that in mind.  For example, you may have to take some defensive driving classes in order to switch up your driving style.

Another fantastic way to avoid car accidents is making sure that you keep a long length between you and the car in front of you.  For example, at least two car lengths is the norm but if you keep three – that will make you that much safer.

In the next blog, we will talk about the weather and how you should be aware of your surroundings.  Stay tuned!

We all know that when you are in a car accident – your car insurance rates go up.  What you might not know is that car accidents usually come about from people driving extremely aggressive and/or not paying attention.  While these seem like easy fixes, they really aren’t and in the next few blogs – we are going to touch on what you need to do to avoid car accidents.

First and foremost, you need to make sure that you are never, ever drinking and driving as that can definitely muddle your vision and your mind and not make you pay attention.  Next, you want to minimize your distractions.  This includes your cell phone, as that is the number one causer of car accidents.

In the next blog, we will talk about how you can become a defensive driver versus an aggressive driver.

Let’s go ahead and head over to a car insurance company that honestly … I am not super familiar with.  This particular car insurance company has actually been around for quite a while – since 1955, but honestly, not that many people have heard of it.  The Infinity Auto Insurance Company does however, have over 2,300 employees and more than $1.5 billion in assets.

Infinity Auto Insurance Company is a company that cares about their employees as well as their customers and they have a very, very long history of customer service.  They actually continue to grow into a bigger and bigger company because of their customer base – so that is something to keep in mind.

However, do some more research on Infinity Auto Insurance Company – I know it’s a great company, but it is one that you might want to read up on.

Now that we have talked about 21st Century Insurance Company, let’s go ahead and talk about Esurance Insurance Company.  This is an insurance company that is actually fairly new in the insurance market, but it certainly has made some ground and has actually been one company that has been on the top. 

What most people don’t know is that Esurance Insurance Company is actually a member of the White Mountains Insurance Group, which is a company that has over 100 years experience and more than $19 billion in assets.  That is a lot of money and experience behind this little online insurance company.

The reason for Esurance Insurance Company is actually because they wanted people to be able to have access to their car insurance via the internet – to save time and money.  Really, it’s actually a good company and one worth taking a look into.

Car insurance companies are difficult to come by and difficult to truly know and understand.  That is what we are here for though, to help you understand your car insurance company and make sure that you choose one that is going to fit into all of your needs.  Let’s go ahead and talk about 21st Century Insurance as a company first.

21st Century Insurance is actually an insurance company that has been serving insurance needs of individuals for since about 1958.  They have actually focused their insurance needs on families and on individuals, so that truly makes this particular company a good one. 

They also have a really unique and difficult service which is included in every single policy – free of charge and that is the 21st Century Insurance Advantage which offers 24-hour Roadside Assistance, Identity Theft Restoration Service and Emergency Medical and Travel Assistance.

Finding a mechanic is a stressful process but one you have find out, you want to make sure that you take a little tour of the shop where they work.  This can honestly tell you a lot about where the mechanic works and what type of work ethic they have in the shop.

You want to look at the equipment to see if it is up to take and if they have certified technicians.  You also want to make sure that the staff is helpful and courteous and that the shop itself is neat and organized.  While these might seem like mundane things, they are actually really important.

Next, you want to test the shop – send one of your friends to see how they treat women and men differently – if they do, you will tell that this is not the shop for you.

Now that we have talked about consulting your friends and family for a mechanic, you now need to decide whether or not you want to go with an independent shop or if you want to go with the dealer itself.  There are pros and cons to both of them, however you can really find a good mechanic anywhere.

One thing that you should know is that dealerships usually charge a heck of a lot more – so that is something to keep in mind.  Really, any competent mechanic can perform routine maintenance and repairs on your cars, you don’t necessarily have to go to the dealer, however if you need a warranty or recall repair, you will have to consider going to the dealership.

This is because these mechanics actually receive factory training from the manufacturers of the cars, so they know how to handle these repairs.

While finding the right car insurance for you is very important, did you know that finding the right mechanic for you is also extremely important?  In this day and age with more and more people hanging onto their older cars and trying to breathe life into them, you truly have to make sure that you find an auto mechanic that is going to be very trust-worthy and honestly … that is hard to do.

One thing that you want to do is start talking to your friends and family members.  They will honestly recommend some of the best auto mechanics for you, because they know you and wouldn’t send you to somewhere that they didn’t trust.

However – that might not be enough, you want to find the best shops and that is what we are going to explore in the next blog!

So, people are driving less — we have established that fact. And that is, believe it or not, the very reason that the cost of gas is causing insurance rates to go down.

People are driving less largely because gas is so expensive. When people drive less, they are not as at risk for having an accident and having to file an insurance claim, or for getting a traffic violation and getting points on their driving record.

Insurance companies like it when your risks goes down. It means they are less likely to have to pay for injuries or car repairs.

That is a big one — being at less risk for an injury derived in a car accident. The less you drive, the less at risk you are. Your car insurance company loves that, and you can see a dip in your rates because of it.