Auto Insurance Magazine » Cheap Car Insurance

Car Insurance Discounts, Where To Look: 3

Heather — Sat, 13 Feb 2010 08:30:02 +0000

Okay – so you have asked your car insurance company what discounts they can offer, you have booked online, what are some of the other ways that you can get discounts on car insurance? Well, by placing multiple cars under one policy or with one company – that is how. Having at least two cars under the same policy can absolutely assist you with getting further discounts.

Another great idea is comparison shopping. If you are looking to change out your insurance company, let them know that by comparison shopping and presenting them with the rates that you find. If they are better than what you are getting now, they might reconsider exactly what they are offering you.

Car insurance is all a game and you just have to know how to play it – just make sure that you follow these steps and you should be just fine!

Car Insurance Discounts, Where To Look: 2

Heather — Fri, 12 Feb 2010 08:30:10 +0000

Asking is one way to ensure that you are getting the best discounts out there but what about booking your car insurance online? This is the technology age right now and car insurance companies are actually looking for ways to cut costs and the internet is one way.

If you book online, a lot of the time, the car insurance company will give you a heck of a discount just because you do not have to have someone walk with you through the process. All around, booking online is a better idea, as you not only get the discount but you actually get to do it in your own time, which is a plus for anyone that is busy.

In the next blog, we are going to talk about some of the other ways you can get quite a few discounts on you car insurance!

Car Insurance Discounts, Where To Look: 1

Heather — Thu, 11 Feb 2010 08:30:57 +0000

Car insurance is expensive – I know, because every time my bill comes, I cringe. Premiums are something that a lot of people do not realize that they can actually get discounts on and most of the time, all you have to do is ask. Finding the right car insurance discount for you can be difficult though, as you do have to be eligible for it – that is what we are going to talk about in the next few blogs though.

Firstly, as I mentioned before, asking your car insurance company what their discounts are for their policies is a great way to find secret discounts that you car insurance company might not give out usually. If you ask them directly what discounts they can offer – they really can not turn you down.

More tips and tricks in the next blog on how to find the perfect car insurance discounts that will absolutely help you with your premiums!

What Can Raise Your Premiums? 3

Heather — Wed, 27 Jan 2010 05:33:22 +0000

Naturally, your driving record plays an enormous part in the rates you pay — and contrary to what some drivers out there think, you do have control over this. A speeding ticket, a DWI charge, a charge of reckless driving — these violations can cause you to be penalized for up to five years, in addition to making your rates outrageous. It just is not worth it.

Even your credit rating affects your premiums. A driver with a poor credit rating, or no credit at all, will generally have to pay higher rates.

Believe it or not, these days even your occupation will affect what you pay for car insurance. Some occupations are considered riskier than others — like someone who delivers newspapers, for instance.

Studies also show that the more education you have, the less you may have to pay.

What Can Raise Your Premiums? 2

Heather — Tue, 26 Jan 2010 05:28:14 +0000

Naturally, there is nothing you can do about your age — until you get older. And there is nothing you can do about your gender — unless … well, that is a whole different blog under a whole different category.

Anyway, some things that cause you to pay higher — or lower — rates may seriously surprise you. For instance, if you are married, you are going to pay less than a single driver.

Where you live determines what you pay as well. Drivers who live in congested cities and/or high risk areas — areas where there is a high rate of car theft — pay higher premiums. Conversely, in rural areas, areas with less traffic, and so on, car insurance rates tend to be much less expensive.

What Can Raise Your Premiums? 1

Heather — Sun, 24 Jan 2010 19:31:40 +0000

Affordable auto insurance. We all want it, right? And yet, millions of drivers — hundreds of millions of drivers, more likely — bemoan the fact that they cannot get affordable auto insurance … or so they firmly believe.

The fact of the matter is that many drivers are not even aware of the many, many factors that can have an effect on their car insurance rates. There are so many things that can make you pay more — or less. You can control some of these. Some factors, however, are beyond your control. We are going to look at those first.

To begin with, your age is a factor. It may come as a surprise that drivers between the ages of fifty and sixty five statistically have the safest driving records. Drivers under twenty five are considered the highest risk.

Your gender plays a part in your premiums as well. In spite of all the jokes about female drivers, for instance, they pay lower rates — they are considered less risky.

Top Ten Least Expensive Cars To Insure: #8.

Heather — Sun, 28 Jun 2009 08:30:42 +0000

One brand of car that I knew was going to be on this list at some point is Saturn. Saturn cars are slowly but surely gaining all sorts of attention and I actually love that because I think that the Saturn brand all together is a very, very good car company. Take the Saturn Vue, which is actually up next on our list. This SUV runs along the lines of the Mazda Tribute in the cute factor, but it definitely blows away all of the competition in performance and the fact that it is chicer than most SUVs.

Another great factor about the Saturn Vue is the insurance cost! This SUV only costs about $911.00, which to me is something that is totally mind-blowing! You would think a car this chic and cool looking would be more expensive to insure, but it isn’t!

Remember, check out the Saturn Vue and stay tuned for more cars in the next blog guys!

Top Ten Least Expensive Cars To Insure: #9.

Heather — Sat, 27 Jun 2009 08:30:08 +0000

Now that we have talked about the Chrysler Town and Country, the next car on out list is going to be the Mazda Tribute and to be honest, I really have no idea why this SUV is so cheap to insure, but it is. I think it might have something to do with the fact that it is a car that is well-made and overall, looks awesome but is not a sports car. As you all know, sports cars are very expensive to insure, however, they are definitely worth it in the long run aren’t they?

Back to the Mazda Tribute. This SUV is usually about $913.00 to insure for a year and to me, that is absolutely incredible! My car insurance alone for my little Pontiac Vibe, 2003 is one hundred a month and if I only had a nine hundred dollar a year price tag for my car insurance on there, I would be a happy girl!

Anyway, the Mazda Tribute people, it is the number nine on our list. More in the next blog!

Top Ten Least Expensive Cars To Insure: #10.

Heather — Sat, 27 Jun 2009 06:22:46 +0000

Car insurance is something that is on everyone’s monthly or every-six-month bill and to be honest, I hate paying car insurance. I love the fact that I have it, but I hate that I have to pay for it and that is why I thought that I would come up with a list of the top 10 least cars to insure … that way, if you are looking for a new car, you know what cars are going to be less expensive to insure than others.

Coming in at number ten on our list, this guy is going to be just under one grand to insure for an entire year, it is the Chrysler Town ‘n Country. Pretty much any mini-van that you get, it is going to be pretty cheap to insure, so keep that in mind whenever you are thinking about getting a car.

More on this list in the next blog, just wait to find out if your car is on our list!

One Day Car Insurance: What Is It For?

Heather — Fri, 19 Jun 2009 08:30:00 +0000

There are so many reasons why you might need to get one day car insurance. If you are taking a trip somewhere just for one day, if you are transporting a car from one state to another, if you are looking to drive your car around for just a day – and you need to know about it! One day car insurance can be difficult to find, however, if you look hard enough, you should be able to find something that will suit all of your needs.

For example, one day car insurance is going to be cheaper than most car insurance policies, they only take just a few minutes of your time and honestly, there are a ton of different websites that will let you compare and contrast all sorts of different car insurance policies just for one day.

One day car insurance is something that everyone should know about and it is definitely useful for a ton of different people!