Naturally, AAA offers a lot of assistance when it comes to car repairs. In addition to personally helping you, you can choose a mechanic based on the AAA rating.

Did you know AAA even offers a special savings program for prescription medications? You can get a discount for up to fifteen percent at participating pharmacies — and that is for name brands. For generic medications, it is more like thirty five percent.

AAA also offers help with travel, such as getting your passport in order.

These are just a few of the benefits that come with the AAA membership. Check it out yourself to see if this is a good idea for you.

With a AAA membership (and can I just tell you guys how difficult it is to write “a AAA,” which though phonetically correct, looks horrible grammatically?), you are entitled to bail bonds.

Yep, you read that right. Bail bonds. Specifically, if you get into any kind of minor traffic trouble, in set states AAA will actually provide you with a certificate good for a thousand dollars or less, and often up to five thousand dollars worth of bail money can come to you.

AAA also offers an enviable battery service — and it is mobile at that. Meaning, with a membership your batter can get tested, it can get diagnosed, and it can even get replaced if necessary.

Many drivers are members of this association. Many drivers are not aware of what, exactly, the benefits of a membership are.

While not tied directly to auto insurance, this is a topic that can complement insurance.

Having access to AAA can be hugely beneficial, and it is important to understand why, especially considering how cheap it is to become a membership.

The yearly dues are a drop in the bucket compared to how much you can save by having a membership. And not all the bonuses are related solely to your vehicle.

We are going to take a close look at the many advantages of a membership. You can decide from there whether it is a good idea for you to seek membership.

Travel insurance can help with standard lost or delayed luggage as well, and if any of your property is stolen, it can be paid for by your insurance.

Travel insurance can help if the airline, the cruise line, or the company operating a tour goes bankrupt, even if your expenses are non refundable. It can help you find doctors to take care of you if something goes wrong. If something bad happens in a place you are going to visit and you no longer want to go, it can help there as well.

Lost baggage is a ridiculously common occurrence on both planes and trains. What happens if your luggage gets lost and you had medication in one of your bags? The right kind of travel insurance can make sure that not only is your luggage found, but that you can get your prescription filled on an emergency basis as well.

When traveling, especially a broad, a traveler’s biggest fear is having their license, wallet, and passport lost or stolen. Travel insurance can help to provide you with money and replace your passport.

In truth, some types of travel insurance are not always — or even often — necessary. However, other types can be extremely beneficial. The important thing is that you just evaluate your own needs, how you will be traveling, from where and to where, how much luggage you have, how much has to be checked, what the weather is like — and so on.

From that point, you will also be able to evaluate what types of travel insurance will most benefit you and your family.

If you happen to be going on the freeway, I can tell you that it definitely pays to go extremely slow.  While you might be used to going fast, make sure that you slow it down, even if the roads are not that bad. 

Slow is always better when the snow is falling, because I can promise that you will be safer and feel better once you get to your destination.

Driving in the snow is hard, I am not going to lie to you, however it is not impossible and it is something that you can do, just with patience.  One of the most important things that you need to remember is that patience is key when driving in the snow.

You do not want to get frustrated for that will just make the entire process that much more stressful.

Well, that is what I am here for, to help you drive in the snow safely and to make sure that you are careful.  In the next few blogs we are going to go through some of the steps on how to make you one of the safest drivers in the snow out there!

One of the first things that you need to do though is limit your distractions.  Cell phone, radio – everything should be turned off because driving in the snow takes a lot of focus.

What that means is that, someday quite soon, you may be in danger of extremely high rates if you are caught texting while you are driving. Every time another accident occurs because a driver is sending or receiving text messages, the risks of this become significantly higher.

There is, of course, an easy way to avoid this as an individual: do not text while you are driving. Just don’t. Nothing can be that urgent, and if it is, place a call and put the phone on speaker or use a headset instead. It must be said, however, that you will be safer still if you leave your phone alone until the car is safely in park somewhere.