Just recently, VTTI — the Virginia Tech Transportation Institute — put together a study devoted to text messaging … and car insurance companies happen to be very interested in that study, in terms of how texting while driving will ultimately affect the car insurance industry.
Those who text while driving are twenty three times more likely to have a collision than drivers who are not texting.
A number of other studies combined with this one show that out of one hundred percent of all traffic accidents, seventy one percent of them involve drivers who are basically not driving because they are distracted by something else.
Now, we all know that the safer you are, the more your car insurance company approves. They want you to be safe. You pose less of a risk this way. Given the findings in the study by VTTI, what do you think the implications are going to be on car insurance rates?
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