As stated, car insurance companies are interested in this study and others like it. Their business is based on risks. As such, they are using studies like this one to see whether or not the results can be used to raise car insurance rates for drivers who are caught in a distracted state while they are driving.
What that means is that, someday quite soon, you may be in danger of extremely high rates if you are caught texting while you are driving. Every time another accident occurs because a driver is sending or receiving text messages, the risks of this become significantly higher.
There is, of course, an easy way to avoid this as an individual: do not text while you are driving. Just don’t. Nothing can be that urgent, and if it is, place a call and put the phone on speaker or use a headset instead. It must be said, however, that you will be safer still if you leave your phone alone until the car is safely in park somewhere.
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