This is a question that came up when I was looking for car insurance information – can your car having an anti-theft device truly help you get and keep cheaper can insurance?

Well, that all depends on the car insurance company that you go with.  A lot of the car insurance companies actually do provide a discount if your car does have an anti theft device on it.

This can include everything from an alarm all the way to just having remote controlled locks on it.  The reason for this is because your car is a risk and the insurance company is taking on that risk, so of course they want it protected.  More about this in the next blog!

Now that we have touched base on tickets and how they can affect your premium, let’s talk about what type of tickets can affect your premium.  When you are given a ticket, you are also given a checklist of how much the ticket is going to be and whether or not there are points added onto your license. 

Those points are going to be what truly will mark up your car insurance premium.  If you get a speeding ticket for example, depending on how fast you were going, your car insurance premium could go up by hundreds of dollars a month.

However, tickets are not the only thing that you need to worry about in the way of your driving record, how safe of a driver you are is something that you need think about as well.  If you are a reckless driver, that will reflect in your driving record and could make your car insurance premiums go up.