To be honest, I think that most policies should include rental reimbursement in some form, after all – you want to make sure that you have a car if your car is in the shop.  This is one coverage piece that everyone needs to have or at least make sure that they have included in their policy.  For example, if you get into a car accident, your car is getting fixed and now … what do you do?  With the rental reimbursement, your car insurance company will actually reimburse you up to a specified amount per day for your rental car.

That is what is so cool – while it might only be up to about $100.00 that is one hundred dollars that you do not have to pay at all and that is awesome.  Another thing that you should make sure that you have in your car insurance policy is medical payments coverage.  That is when your car insurance company will cover all of your medical bills, no matter who caused the accident!

So really – car insurance is important and making sure that you know your coverage is honestly the best way to ensure you are covered for everything.

Let’s say that you are driving around and you get into a car accident and the guy just runs off – no stopping, nothing.  This is called a hit-and-run driver and these, while not all that common anymore, can happen and it is terrible!  This is exactly what the Protection from an Uninsured or Underinsured Motorist Coverage can do for you.  While most car insurance companies do not include this coverage as a standard, you can absolutely ask for it – although your premium will go up slightly.

Protection from an Uninsured or Underinsured Motorist Coverage is also a coverage that will protect you from any car accident that you get into with a driver that does not have any car insurance at all.  That is one of the greatest things about this coverage is it pretty much covers everything if you get in a car accident.

Car accidents are a terrible thing, however they happen and you need to prepare yourself quite a bit nowadays.

Now that we have talked about the Chrysler Town and Country, the next car on out list is going to be the Mazda Tribute and to be honest, I really have no idea why this SUV is so cheap to insure, but it is.  I think it might have something to do with the fact that it is a car that is well-made and overall, looks awesome but is not a sports car.  As you all know, sports cars are very expensive to insure, however, they are definitely worth it in the long run aren’t they?

Back to the Mazda Tribute.  This SUV is usually about $913.00 to insure for a year and to me, that is absolutely incredible!  My car insurance alone for my little Pontiac Vibe, 2003 is one hundred a month and if I only had a nine hundred dollar a year price tag for my car insurance on there, I would be a happy girl!

Anyway, the Mazda Tribute people, it is the number nine on our list.  More in the next blog!

Car insurance is something that is on everyone’s monthly or every-six-month bill and to be honest, I hate paying car insurance.  I love the fact that I have it, but I hate that I have to pay for it and that is why I thought that I would come up with a list of the top 10 least cars to insure … that way, if you are looking for a new car, you know what cars are going to be less expensive to insure than others.

Coming in at number ten on our list, this guy is going to be just under one grand to insure for an entire year, it is the Chrysler Town ‘n Country.  Pretty much any mini-van that you get, it is going to be pretty cheap to insure, so keep that in mind whenever you are thinking about getting a car.

More on this list in the next blog, just wait to find out if your car is on our list!

Okay, so this is something that is very important to me as I have two dogs myself and they are definitely in the car more than they are out of it.  Does your car insurance cover your pets if something should happen?  Well, that is a difficult question to answer right off of the bat and while I do not know about most companies, but there are quite a few companies out there that are including this pet car insurance policy at not extra charge to the owners of the pets.

Progressive is one of those companies and I have to say – while I just switched form Progressive to State Farm, that is definitely one of their perks that could have me running back to Progressive.  They offer this incredible policy at not extra charge and if something does happen to your pet or pets – because they cover up to two, they will pay the vet bills up to $1,000.00 and will replace your dog if something happened to them.

This is a fantastic freakin’ policy and I swear that more companies should be doing this as this generation of people are definitely dog people!

There are so many reasons why you might need to get one day car insurance.  If you are taking a trip somewhere just for one day, if you are transporting a car from one state to another, if you are looking to drive your car around for just a day – and you need to know about it!  One day car insurance can be difficult to find, however, if you look hard enough, you should be able to find something that will suit all of your needs.

For example, one day car insurance is going to be cheaper than most car insurance policies, they only take just a few minutes of your time and honestly, there are a ton of different websites that will let you compare and contrast all sorts of different car insurance policies just for one day.

One day car insurance is something that everyone should know about and it is definitely useful for a ton of different people!

This is something that a lot of people do not even think to ask – since it is concert season this time of year, you might be wondering if your car insurance covers some of the most valuable things that you keep in your car.  Face it, those of us who like to drive basically live in our cars.  I am guilty of it and I swear, I have a ton of different things inside my car that probably shouldn’t be – that got me thinking, does my car insurance cover that if it does get stolen?

I’ve done some research and I came up with most car insurance companies only allow about $100.00 for valuables that are stolen within your car.  Dude … how much does an iPod cost again?  I think it was around $200.00 still right?  So if you happen to leave your iPod in your car, you are not going to be able to afford another.

So that is just a little tip that you might want to keep in mind the next time you leave your iPod plugged in your car!

Now that we have talked about the coverage and what you need to watch out for, it is now time for you to actually look for car insurance. This is where it can get a little tricky as you want to make sure that you find the best car insurance for you and all of your needs. Now, there are two different ways that you can go about finding car insurance and that is what we are going to outline today!

The internet by far is the best resource for finding car insurance. Whether you are looking to compare rates or you just want to sign up, using the internet is honestly going to be your best option. Not only is it a fantastic time saver, but you definitely will be able to compare car insurance companies side by side easier than compiling a list yourself.

However, if you are not internet savvy, you should absolutely do a call around with local car insurance companies and get some quotes.

Classic cars are something that needs to be cherished and if you are the type of person that actually drives his/her classic car around, you definitely want to make sure that you find the very best classic car insurance quotes.  There are many different steps to think about whenever you are looking for car insurance, however, you want to make sure that you find car insurance that is specialized for classic cars only, that way you can make sure that there are special things covered in the insurance.

Finding classic car insurance is not all that hard; you really just need to make sure that you are smart about looking.  The internet is a fantastic place to start and to be quite frank; it should be the very first place that you do start.  You never want to pick up the phone first, looking on the internet will not only give you the most up-to-date quotes but you can compare and contrast quotes.

So go on – if you have a classic car, get to looking!  The perfect car insurance is waiting for you out there!